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"HSA
Plus HDHP Could Spell Savings"
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If you do not buy your
own health insurance, you
may not be familiar with
something called a
high-deductible health plan,
or HDHP. Generally, with
this type of plan, you agree
to a high deductible of
$1,000 or more in exchange
for a greatly reduced
monthly premium.
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Many employers are offering HDHPs as a health-care choice, something you may
be offered during your next open-enrollment period. Should you make the switch?
You should if you are healthy, because you will save big — not so much because
of the lower premium but because you may be able to open an IRS-approved
health-savings account, or HAS, to go along with your HDHP.
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Of course, just like all federally regulated situations, HSAs
have rules: |
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<...more> |
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"Exploring
the Health Savings Accounts; Is it Right
For You"
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| The healthcare insurance
marketplace, working with
the federal government, has
recently begun to offer an
alternative to traditional
health insurance. This new
option, known as the Health
Savings Account, is designed
to give consumers more
control and accountability
for their health care
spending and to ease the
burden on employers who have
been struggling under the
continually increasing cost
of healthcare. |
| The Health Savings Account
(HSA) is a savings |
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<...more> |
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